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Dear Investor,

My name is Werner Robles and I am the owner and general manager of WeBuyHousesinJax.com.  WebuyHousesinjax.com is a private company that buys several houses each month and is looking to buy more.  To be able to keep buying we need a constant supply of cash.

When we pay cash for a house, we use private lenders instead of using our own funds or bank loans. Since we get a very high return on our own cash, we can offer our private lenders a high yield when using their money to fund our deals.

How much is your money making you at 7%?

Maximum loan to value is 65%. That means we will borrow up to $65,000 on a $100,000 property. The money we borrow is secured by a 1st note and mortgage. Our investor gets 15% interest accrued.  There is no safer investment than this.

Most loans have a balloon payment due in 2 to 7 years. The term is decided by the investor’s desires.

Sometimes we borrow offering a 2nd mortgage. For example, if there is a first mortgage for $150,000, then we can offer our investor a second mortgage of (up to) $100,000. In the case of a second position, we pay 15.00%.

As our private lender you get:

1.  A Promissory Note
2.  A Mortgage recorded against the property
3.  Your name added on to the hazard insurance as the mortgagee
4.  A copy of an appraisal or market analysis report
5.  Lender’s title insurance listing you as the mortgagee
6.  We pay all costs involved to close the transaction. There is no cost to you, the investor.

We are affiliate with a licensed mortgage banker/broker, so we have the ability to broker investor funds with other borrowers. However, in most cases, our company is the borrower. We would only consider brokering your investment funds upon your approval.

To invest, we would first find out how much you are looking to tie up and for how long. We would then look for a deal that will met your criteria. Once located, I would call you, give you all the details and then you would decide to participate or not. There's never any obligation until after you approve the deal.

We never co-mingle or pool funds together. One investor... one note and mortgage.  Your exposure is at 65% of Full Market Value so you are well protected.

When you decide on a deal, you’ll send your funds directly to the closing agent at a local title company when we’re ready to close. We'll never accept your funds directly.

For some investors we can offer selling existing notes secured by real estate at a discount to yield 11-15%. These types of deals are less common but opportunities to buy discounted notes occur now and then. Discounted notes would require further explanation regarding risks.

All the houses used as collateral will be located in the Tampa bay area.

A majority of my private lenders currently include many of my family members, seasoned business contacts and previous sellers I bought property from.

If you have funds in a retirement account, you can use them to invest. The IRS requires the use of an approved custodian to qualify for tax deferred or tax free gains.  We recommend http://www.trustetc.com to create a self-directed real estate retirement account. I will be glad to discuss this with you further.


Sincerely,

Information Request Online Form:

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Please contact me as soon as possible regarding this matter.

Any questions contact us at:

Telephone:

1-888-564-2102
Monday to Friday   9:00am to 7:00 pm (EST)

Saturdays, Sundays and federal holidays please leave a message.  A representative might contact you the same weekend or within 24 hours of the first business day.

FAX:

Facsimile: 305-704-3879 or Toll Free: 1-888-755-8521

Regular Mail:

Send your inquiries to:

WeBuyHousesinJax.com

P. O. Box 21318

St Petersburg, FL 33702-2404

Internet: www.WeBuyHousesinJax.com

ICQ number 336074721